Today’s FHA Mortgage Rates.

February 12,2010

*Please note that FHA Rates are subject to change, sometimes several times per day.*

*We now have credit score tier specific FHA mortgage Rates!*

*All FHA Rates posted are based on 30 day locks. *

*Please note that the FHA Rates posted are subject to adjustments for the following criteria*

1) Loans amounts under $100,000.00.

2) State specific adjustments.


FHA 30 year fixed – Credit Scores 620 to 639

With .75 points – 4.75%!          With .125 points – 4.875%!

FHA 30 year fixed – Credit Scores 640 to 659

With .875 points – 4.75%!          With 0 points – 5.0%!

FHA 30 year fixed – Credit Scores 660 to 699

With .50 points – 4.75%!          With 0 points – 4.875%!

FHA 30 year fixed – Credit Scores 740+

With 1.250 points – 4.625%!          With .125 points – 4.75%!


FHA 15 year fixed – Credit Scores 620 to 639

With 0 points – 4.25%!          With a credit of .750 points – 4.375%!

FHA 15 year fixed – Credit Scores 640 to 659

With a credit of .250 points – 4.25%!          With a credit of .875 points – 4.375%!

FHA 15 year fixed – Credit Scores 660 to 699

With a credit of .50 points – 4.25%!         With a credit of 1.125 points – 4.375%!

FHA 15 year fixed – Credit Scores 740+

With a credit of .875 points – 4.25%!          With a credit of 1.5 points – 4.375%!


FHA 3/1 ARM- Credit Scores 620 to 639

With .5 points – 3.75%!          With .125 points – 3.875%!

FHA 3/1 ARM – Credit Scores 640 to 659

With .375 points – 3.75%!          With 0 points – 3.875%!

FHA 3/1 ARM – Credit Scores 660 to 699

With .125 points – 3.75%!          With a credit of .25 points – 3.875%!

FHA 3/1 ARM (1/1/5 Caps)- Credit Scores 740+

With a credit of .250 points – 3.75%!          With a credit of .625 points – 3.875%!


FHA 5/1 ARM (1/1/5 Caps) – Credit Scores 620 to 639

With 1.50 points – 3.750%!          With .125 points – 4.125%!

FHA 5/1 ARM (1/1/5 Caps) – Credit Scores 640 to 659

With 1.375 points – 3.750%!          With 0 points – 4.375%!

FHA 5/1 ARM (1/1/5 Caps) – Credit Scores 660 to 699

With 1.125 points – 3.75%!          With 0 points – 4.125%!

FHA 5/1 ARM (1/1/5 Caps) – Credit Scores 740+

With 1 points – 3.75%!          With 0 points – 4.00%!


FHA 203K Streamline

30 Year Fixed

With 0 point – 5.250%!          With 1 points – 5.00%!

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Compare Today’s FHA Rates with Today’s USDA Rates and Today’s VA Rates