Today’s FHA Mortgage Rates.

January 5,2009

*Please note that FHA Rates are subject to change, sometimes several times per day.*

*All FHA Rates assume a credit score of at least 620.*

*All FHA Rates posted are based on 30 day locks. *

*Please note that the FHA Rates posted are subject to adjustments for the following criteria*

1) Loans amounts under $100,000.00.

2) State specific adjustments.


FHA 30 year fixed

With 1 points – 4.875%!

With 0 points – 5.125%!


FHA 15 year fixed.

With 1 points – 4.250%!

With 0 points – 4.50%!


FHA 3/1 year ARM  (1/1/5/ Caps)

With 1 points – 3.75%!

With 0 points – 4.250%!


FHA 5/1 year ARM (1/1/5 Caps)

With 1 points – 4.25%!

With 0 points – 4.5%!


FHA 203K Streamline

30 Year Fixed

With 0 point – 5.250%!

With 1 points – 5.00%!




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Compare Today’s FHA Rates with Today’s USDA Rates and Today’s VA Rates

Information provided is solely for use by licensed real estate agents, builders and consumer use but not for distribution. Rates and APR are accurate as of date shown above and subject to change without notice. *APR and rates are based on $200,000 loan amount with 3.5% down and 30 day rate locks.