Today’s FHA Mortgage Rates.
May 26, 2010
*Please note that FHA Rates are subject to change, sometimes several times per day.*
*We now have credit score tier specific FHA mortgage Rates!*
*All FHA Rates posted are based on 30 day locks. *
*Please note that the FHA Rates posted are subject to adjustments for the following criteria*
1) Loans amounts under $100,000.00.
2) State specific adjustments.
FHA 30 year fixed – Credit Scores 620 to 639
With .625 points – 4.50%! – APR of 4.826%
With 0 points – 4.750%! – APR of 5.025%
FHA 30 year fixed – Credit Scores 640 to 659
With .50 points – 4.50%! – APR of 4.815%
With 0 points – 4.750%! – APR of 5.025%
FHA 30 year fixed – Credit Scores 660 to 699
With 1.250 points – 4.375%! – APR of 4.754%
With .250 points – 4.50%! – APR of 4.753%
FHA 30 year fixed – Credit Scores 740+
With 1.0 points – 4.375%! – APR of 4.732%
With 0 points – 4.50%! – APR of 4.771%
FHA 15 year fixed – Credit Scores 620 to 639
With 0 points and a credit towards closing costs of .875 points – 4.25%! – APR of 4.722%
FHA 15 year fixed – Credit Scores 640 to 659
With 0 points and a credit towards closing costs of 1 points – 4.25%! – APR of 4.722%
With 0 points and a credit towards closing costs of 1.5 points – 4.375%! – APR of 4.849%
FHA 15 year fixed – Credit Scores 660 to 699
With 0 points and a credit towards closing costs of 1.25 points – 4.25%! – APR of 4.722%
With 0 points and a credit towards closing costs of 1.75 points – 4.375%! – APR of 4.849%
FHA 15 year fixed – Credit Scores 740+
With 0 points and a credit towards closing costs of 1.625 points – 4.25%! – APR of 4.722%
With 0 points and a credit towards closing costs of 2.125 points – 4.375%! – APR of 4.849%
FHA 3/1 ARM- Credit Scores 620 to 639
With .125 points – 3.750%! – APR of 4.020%
With 0 points – 3.875%! – APR of 4.136%
FHA 3/1 ARM – Credit Scores 640 to 659
With 0 points – 3.750%! – APR of 4.009%
With a credit of .375 points – 3.875%! – APR of 4.136%
FHA 3/1 ARM – Credit Scores 660 to 699
With a credit of .250 points – 3.75%! – APR of 4.009%
With a credit of .625 points – 3.875%! – APR of 4.136%
FHA 3/1 ARM (1/1/5 Caps)- Credit Scores 740+
With a credit of .625 points – 3.75%! – APR of 4.009%
With a credit of 1.0 points – 3.875%! – APR of 4.136%
FHA 5/1 ARM (1/1/5 Caps) – Credit Scores 620 to 639
With 1.0 points – 3.625%! – APR of 3.966%
With .125 points – 4.00%! – APR of 4.274%
FHA 5/1 ARM (1/1/5 Caps) – Credit Scores 640 to 659
With 1.25 points – 3.50%! – APR of 3.860%
With 0 points – 4.00%! – APR of 4.263%
FHA 5/1 ARM (1/1/5 Caps) – Credit Scores 660 to 699
With 1.0 points – 3.50%! – APR of 3.839%
With 0 points – 3.875%! – APR of 4.157%
FHA 5/1 ARM (1/1/5 Caps) – Credit Scores 740+
With 1.125 points – 3.375%! – APR of 3.722%
With 0 points – 3.875%! – APR of 4.136%
FHA 7/1 ARM (2/2/6 Caps) – Credit Scores 620 to 639
With 1.0 points – 3.875%! – APR of 4.221%
With 0 points – 4.250%! – APR of 4.517%
FHA 7/1 ARM (2/2/6 Caps) – Credit Scores 640 to 659
With 1.375 points – 3.750%! – APR of 4.126%
With 0 points – 4.125%! – APR of 4.390%
FHA 7/1 ARM (2/2/6 Caps) – Credit Scores 660 to 699
With 1.125 points – 3.750%! – APR of 4.104%
With .125 points – 4.00%! – APR of 4.274%
FHA 7/1 ARM (2/2/6 Caps) – Credit Scores 740+
With .750 points – 3.750%! – APR of 4.073%
With 0 points – 4.0%! – APR of 4.263%
FHA 203K Streamline
30 Year Fixed
With 0 point – 5.250%! – APR of 5.882% With 1 points – 5.00%! – APR of 5.724%
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Compare Today’s FHA Rates with Today’s USDA Rates and Today’s VA Rates
Information provided is solely for use by licensed real estate agents, builders and consumer use but not for distribution. Rates and APR are accurate as of date shown above and subject to change without notice. *APR and rates are based on $200,000 loan amount with 3.5% down and 30 day rate locks.
