Today’s FHA Mortgage Rates.
December 15, 2011
*Please note that FHA Rates are subject to change, sometimes several times per day.*
*We now have credit score tier specific FHA Mortgage Rate!*
*All FHA Rates posted are based on 30 day locks. *
*Please note that the FHA Rates posted are subject to adjustments for the following criteria*
1) Loans amounts under $100,000.00.
2) State specific adjustments.
| FHA 30 year fixed | Credit Score 620-639 | Rate | APR |
| with 1.231 points | 3.750% | 3.854% | |
| with .669 point | 3.875% | 3.970% | |
| with 0 points | 4.000% | 4.096% |
| FHA 30 year fixed | Credit Score 640-659 | Rate | APR |
| with 1.054 points | 3.75% | 3.844% | |
| with .504 points | 3.875% | 3.970% | |
| with a CREDIT of .323 |
4.00% | 4.096% |
| FHA 30 year fixed | Credit Score 660-679 | Rate | APR |
| with .654 points | 3.750% | 3.844% | |
| with .104 point | 3.875% | 3.970% | |
| with a credit of .723 point | 4.000% | 4.096% |
| FHA 30 year fixed | Credit Score 680-699 | Rate | APR |
| with .404 points | 3.750% | 3.844% | |
| with a credit of .146 point | 3.875% | 3.970% | |
| with a credit of .973 points | 4.000% | 4.096% |
| FHA 30 year fixed | Credit Score 700-740 |
Rate | APR |
| with .154 points | 3.750% | 3.844% | |
| with a credit of .396 points |
3.875% | 3.970% | |
| with a credit of 1.223 points | 4.000% | 4.096% |
| FHA 15 year fixed | Credit Score 620-639 | Rate | APR |
| with 1.913 points | 3.250% | 3.414% | |
| with 1.625 point | 3.375% | 3.540% | |
| with 0 points | 3.750% | 3.844% |
| FHA 15 year fixed | Credit Score 640-659 | Rate | APR |
| with 1.928 points | 3.25% | 3.414% | |
| with 1.562 points | 3.375% |
3.540% | |
| with a credit of .560 points |
3.50% | 3.666% |
| FHA 15 year fixed | Credit Score 660-679 | Rate | APR |
| with 1.303 points | 3.250% | 3.414% | |
| with .937point | 3.375% | 3.540% | |
| with a credit of .814 points | 3.500% | 3.666% |
| FHA 15 year fixed | Credit Score 680-699 | Rate | APR |
| with 1.303 points |
3.250% | 3.414% | |
| with .937 points | 3.375% | 3.540% | |
| with a credit of 1.064 points |
3.500% | 3.666% |
| FHA 15 year fixed | Credit Score 700-740 |
Rate | APR |
| with 1.178 points | 3.250% | 3.414% | |
| with .812 points | 3.375% | 3.540% | |
| with a credit of 1.195 point |
3.500% | 3. |
Compare Today’s National FHA Rates with Today’s USDA Rates and Today’s VA Rates.
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All rates are effective December 15, 2011 and are subject to change without notice. Information provided is solely for use by licensed real estate agents, builders and consumer use but not for distribution. Rates and APR are accurate as of date shown above and subject to change without notice. *APR and rates are based on $200,000 loan amount and 30 day rate locks.
