Today’s FHA Mortgage Rates.
February 12,2010
*Please note that FHA Rates are subject to change, sometimes several times per day.*
*We now have credit score tier specific FHA mortgage Rates!*
*All FHA Rates posted are based on 30 day locks. *
*Please note that the FHA Rates posted are subject to adjustments for the following criteria*
1) Loans amounts under $100,000.00.
2) State specific adjustments.
FHA 30 year fixed – Credit Scores 620 to 639
With .75 points – 4.75%! With .125 points – 4.875%!
FHA 30 year fixed – Credit Scores 640 to 659
With .875 points – 4.75%! With 0 points – 5.0%!
FHA 30 year fixed – Credit Scores 660 to 699
With .50 points – 4.75%! With 0 points – 4.875%!
FHA 30 year fixed – Credit Scores 740+
With 1.250 points – 4.625%! With .125 points – 4.75%!
FHA 15 year fixed – Credit Scores 620 to 639
With 0 points – 4.25%! With a credit of .750 points – 4.375%!
FHA 15 year fixed – Credit Scores 640 to 659
With a credit of .250 points – 4.25%! With a credit of .875 points – 4.375%!
FHA 15 year fixed – Credit Scores 660 to 699
With a credit of .50 points – 4.25%! With a credit of 1.125 points – 4.375%!
FHA 15 year fixed – Credit Scores 740+
With a credit of .875 points – 4.25%! With a credit of 1.5 points – 4.375%!
FHA 3/1 ARM- Credit Scores 620 to 639
With .5 points – 3.75%! With .125 points – 3.875%!
FHA 3/1 ARM – Credit Scores 640 to 659
With .375 points – 3.75%! With 0 points – 3.875%!
FHA 3/1 ARM – Credit Scores 660 to 699
With .125 points – 3.75%! With a credit of .25 points – 3.875%!
FHA 3/1 ARM (1/1/5 Caps)- Credit Scores 740+
With a credit of .250 points – 3.75%! With a credit of .625 points – 3.875%!
FHA 5/1 ARM (1/1/5 Caps) – Credit Scores 620 to 639
With 1.50 points – 3.750%! With .125 points – 4.125%!
FHA 5/1 ARM (1/1/5 Caps) – Credit Scores 640 to 659
With 1.375 points – 3.750%! With 0 points – 4.375%!
FHA 5/1 ARM (1/1/5 Caps) – Credit Scores 660 to 699
With 1.125 points – 3.75%! With 0 points – 4.125%!
FHA 5/1 ARM (1/1/5 Caps) – Credit Scores 740+
With 1 points – 3.75%! With 0 points – 4.00%!
FHA 203K Streamline
30 Year Fixed
With 0 point – 5.250%! With 1 points – 5.00%!
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Compare Today’s FHA Rates with Today’s USDA Rates and Today’s VA Rates
Information provided is solely for use by licensed real estate agents, builders and consumer use but not for distribution. Rates and APR are accurate as of date shown above and subject to change without notice. *APR and rates are based on $200,000 loan amount with 3.5% down and 30 day rate locks.
