Today’s FHA Mortgage Rates.

January 21,2010

*Please note that FHA Rates are subject to change, sometimes several times per day.*

*We now have credit score tier specific FHA mortgage Rates!*

*All FHA Rates posted are based on 30 day locks. *

*Please note that the FHA Rates posted are subject to adjustments for the following criteria*

1) Loans amounts under $100,000.00.

2) State specific adjustments.


FHA 30 year fixed – Credit Scores 620 to 639

With 1.25 points – 4.75%!          With 0 points – 5.00%!

FHA 30 year fixed – Credit Scores 640 to 659

With .875 points – 4.75%!          With 0 points – 5.0%!

FHA 30 year fixed – Credit Scores 660 to 699

With .875 points – 4.75%!          With .250 points – 4.875%!

FHA 30 year fixed – Credit Scores 740+

With .5 points – 4.75%!          With 0 points – 4.875%!


FHA 15 year fixed – Credit Scores 620 to 639

With 1.0 points – 4.25%!          With .250 points – 4.375%!

FHA 15 year fixed – Credit Scores 640 to 659

With .750 points – 4.25%!          With .125 points – 4.375%!

FHA 15 year fixed – Credit Scores 660 to 699

With .50 points – 4.25%!         With 0 points – 4.375%!

FHA 15 year fixed – Credit Scores 740+

With .125 points – 4.25%!          With 0 points – 4.375%!


FHA 3/1 ARM- Credit Scores 620 to 639

With 1 points – 3.75%!          With .125 points – 4.125%!

FHA 3/1 ARM – Credit Scores 640 to 659

With .75 points – 3.75%!          With 0 points – 4.0%!

FHA 3/1 ARM – Credit Scores 660 to 699

With .5 points – 3.75%!          With .125 points – 3.875%!

FHA 3/1 ARM (1/1/5 Caps)- Credit Scores 740+

With .125 points – 3.75%!          With 0 points – 3.875%!


FHA 5/1 ARM (1/1/5 Caps) – Credit Scores 620 to 639

With 1.250 points – 4.0%!          With .125 points – 4.375%!

FHA 5/1 ARM (1/1/5 Caps) – Credit Scores 640 to 659

With .875 points – 4.0%!          With 0 points – 4.375%!

FHA 5/1 ARM (1/1/5 Caps) – Credit Scores 660 to 699

With .875 points – 4.0%!          With .250 points – 4.25%!

FHA 5/1 ARM (1/1/5 Caps) – Credit Scores 740+

With 1.0 points – 3.875%!          With 0 points – 4.125%!


 

FHA 203K Streamline

30 Year Fixed

With 0 point – 5.250%!          With 1 points – 5.00%!

Click here for your free customized quote!


Compare Today’s FHA Rates with Today’s USDA Rates and Today’s VA Rates

Information provided is solely for use by licensed real estate agents, builders and consumer use but not for distribution. Rates and APR are accurate as of date shown above and subject to change without notice. *APR and rates are based on $200,000 loan amount with 3.5% down and 30 day rate locks.